Mortgage News


Good News For Home Buyers who were under contract prior to the April 30th Tax Credit Contract Deadline:

The United States Senate late last night passed an extension on the deadline by which the closing must take place in order for the home buyer to receive the tax credit for the purchase. For contracts already executed prior to the April 30th deadline, the closing dates now extend to September 30th…

This will allow home buyers already in contract by the contract date deadline to receive the benefit of the tax credit, many of whom would not be able to close without it.

This is good news for the approximately 200,000 home buyers who have been delayed in closing through no faault of their own, being dependent on foreclosure note holders to approve the sale, or in the case of short sales.

While this will not impact the home buyer seeking to purchase now, it will positively impact the market in some areas of the country by reducing inventory that might otherwise end up back on market.

For more details, feel free to contact us, either by phone at 401-293-0631 or via email here.

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